Why it makes sense to get a credit card ASAP

Credit card or debit card use is not that popular here in the Philippines. For some reason, Pinoys still prefer cash instead of using cards. That is why COD or cash on delivery is still a popular payment mode for online shopping stores in the Philippines.

Get that plastic

Compare this with the way consumers from our neighboring countries shop, either in person or online like in Singapore or Japan. I think we are the only country who still use COD as mode of payment for online orders.


Everyone needs an insurance (specially Pinoys!)

Sunlife insurance

Get a Sunlife Insurance

Aside from education being the best investment in life, getting yourself a life insurance is probably the next best thing. After all, there is only one thing certain in life, and that is death. Everybody dies. This is a fact of life. Have you ever thought of what happens after you die? Do you get to lie in a poorman’s grave? How about your family, do they have the means to continue enjoying their lives?

No, you don’t need to die though to reap the benefits of a life insurance.

There are two types of life insurance available today. One is the traditional insurance type of insurance – one that only your family can benefit from when you are gone; the second one is a “flexible” type of life insurance wherein part of your premium goes to investment, like mutual funds where it can earn interest over time. An example of this “flexible” type insurance would be Sun¬†Flexilink from Sunlife. With Sun Flexilink, part of your premium will go to investment and will be handled by one of the biggest life insurance company in the world. Not only can your family be protected against your demise, but you can also use your investment should you want to retire early in the future or if you plan to use it to some other worthy projects. Click here if you need more information about Sun Flexilink and other Sunlife products.

Though everyone has heard of life insurance, it is a sad fact that only a few percentage of Filipinos have one. In fact, out of a hundred people I know, I can only count 5 who have an insurance of sort. The rest are missing the opportunity to provide a better future for their families. If we will all die eventually, why not invest in this one of a lifetime event. Since death is inevitable, why not capitalize on this event to make sure that your family continue to enjoy a comfortable life even after you are gone? This is the surest form of insurance in my opinion, because death, being the contingent event being insured upon, will definitely happen.